Personal and family budget

Expense and income tracking app

Track accounts, expenses, income, categories, plans, and debts in one app. Analyze spending, plan payments, and stay in control of your personal or family budget.

Also available on platforms

  • Google Play
  • App Store
Kiso Money screenshot: account list and total balance
Kiso Money screenshot: account list and total balance

Everything for personal finance control

All accounts in one place

Add cards, cash, savings, and other accounts in different currencies. Group accounts and see the full structure of your money.

Fast transaction tracking

Record expenses, income, and transfers in seconds: enter an amount, choose an account, and select a category.

Plans and upcoming payments

Plan spending by category, add upcoming transactions, and create schedules for recurring payments, subscriptions, and salary.

Budget analytics

View expenses, income, balance, and categories across different periods. Understand which spending affects your budget the most.

App screenshots

Real Kiso Money screens

Kiso Money screenshot: accounts and total balance
See total balance across cards, cash, and savings in one screen.

How it works

Get started in minutes

  1. A ready foundation after sign-up

    Kiso Money creates starter accounts and basic categories so you can try tracking right away.

  2. Keep it or change it

    Accounts, groups, and categories can be edited, removed, or added at any time.

  3. First transaction without long setup

    To record a transaction, it is enough to enter the amount, account, and category.

  4. First data instantly in the budget

    After a few transactions, you will see balance, spending by category, and the overall financial picture.

When Kiso Money is especially useful

Understand where money goes

Income sources are usually limited and easier to understand. Expenses, however, spread across dozens of categories: groceries, cafes, car, home, medical, subscriptions, and other spending. This makes it clear which categories take the biggest share of your money.

Avoid spending more than you earn

Compare income and expenses across different periods, follow trends on charts, and see whether your budget stays positive.

See all money in one place

Add cards, cash, foreign-currency accounts, and savings. It becomes easier to see where your money is and how much you have in total.

Run a shared family budget

Add family members and track everything together. Expenses, accounts, categories, and the overall family financial picture stay in one space.

Security

Your financial data stays protected

You pay for the product, not with your data. Kiso Money earns money from subscriptions, not from selling user data to advertisers or third-party services.

We do not sell your data

Your financial data is not treated as a product for advertisers or third-party services.

Integrations are used only for tracking

Bank connections are used to import transactions. The app does not make payments or control your money.

Additional sign-in protection

You can protect app access with a PIN code or biometrics so other people on your device cannot open your financial data.

Bank integrations

Bank transaction import

Enable bank import and bring transactions into Kiso Money. It helps you track expenses faster, organize payments by category and manage your budget with less manual input.

Bank import

Account linking

Link an imported bank account to an account inside Kiso Money.

Bank import

Automatic transaction sync

New imported bank transactions appear in the app without manual entry.

Pricing

Kiso Money subscription

The subscription includes key tools for personal and family budgeting: accounts, categories, transactions, plans, recurring payments, analytics, family access, and bank integrations.

14 days free

Monthly subscription

≈ €0.99 / month

Best for trying Kiso Money and starting to track finances day by day.

  • Family budget
  • Accounts and account groups
  • Categories and subcategories
  • Plans and recurring payments
  • Income and spending analytics
  • Monobank import
  • PIN / Face ID / Touch ID protection

Install the app and choose a subscription in the store:

Google PlayApp Store

Prices are approximate. Final price, currency, taxes, trial period, and payment terms are shown in Google Play or the App Store before you subscribe. Payment and cancellation are handled in the selected store.

FAQ

Answers to common questions

Is Kiso Money good for tracking expenses and income?

Yes. You can record expenses and income, organize transactions by category, and keep your budget in one place.

Can I manage a family budget in the app?

Yes. Kiso Money supports shared budgeting for household expenses, accounts, transfers, and overall family finance visibility.

Does Kiso Money support bank transaction import?

Yes. You can enable supported bank import and bring transactions into Kiso Money for faster tracking.

Is it suitable for personal finance tracking?

Yes. Kiso Money is built for everyday personal finance tracking: expenses, income, accounts, categories, and analytics.

Can I use Kiso Money as a household budget app?

Yes. It works well for household budgeting and recurring expense control.

Does the app work on iOS and Android?

Yes. Kiso Money is available for both iPhone and Android.

Can I track debts and transfers?

Yes. The app supports debts, loans, and transfers between accounts.

Why use Kiso Money instead of spreadsheets?

You can add transactions faster, keep accounts and categories structured, and get spending and income analytics without manual formulas.

Budget app for iOS and Android

Kiso Money is available for iPhone and Android. Install the app to track expenses, income and personal finances from your phone.

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Kiso Money — expense tracker and family budget app