All accounts in one place
Add cards, cash, savings, and other accounts in different currencies. Group accounts and see the full structure of your money.
Personal and family budget
Expense and income tracking app
Track accounts, expenses, income, categories, plans, and debts in one app. Analyze spending, plan payments, and stay in control of your personal or family budget.
Also available on platforms
Everything for personal finance control
Fast transaction tracking
Record expenses, income, and transfers in seconds: enter an amount, choose an account, and select a category.
Plans and upcoming payments
Plan spending by category, add upcoming transactions, and create schedules for recurring payments, subscriptions, and salary.
Budget analytics
View expenses, income, balance, and categories across different periods. Understand which spending affects your budget the most.
App screenshots
Real Kiso Money screens
How it works
Get started in minutes
A ready foundation after sign-up
Kiso Money creates starter accounts and basic categories so you can try tracking right away.
Keep it or change it
Accounts, groups, and categories can be edited, removed, or added at any time.
First transaction without long setup
To record a transaction, it is enough to enter the amount, account, and category.
First data instantly in the budget
After a few transactions, you will see balance, spending by category, and the overall financial picture.
When Kiso Money is especially useful
Understand where money goes
Income sources are usually limited and easier to understand. Expenses, however, spread across dozens of categories: groceries, cafes, car, home, medical, subscriptions, and other spending. This makes it clear which categories take the biggest share of your money.
Avoid spending more than you earn
Compare income and expenses across different periods, follow trends on charts, and see whether your budget stays positive.
See all money in one place
Add cards, cash, foreign-currency accounts, and savings. It becomes easier to see where your money is and how much you have in total.
Run a shared family budget
Add family members and track everything together. Expenses, accounts, categories, and the overall family financial picture stay in one space.
Security
Your financial data stays protected
Kiso Money is supported by paid subscriptions and advertising in the free plan. Your financial data is not sold or used to target or personalize advertising.
Financial data is not used for advertising
Accounts, transactions, balances, categories, notes, and bank statements are not shared with advertising services or used for ad selection, personalization, or targeting.
Integrations are used only for tracking
Bank connections are used to import transactions. The app does not make payments or control your money.
Additional sign-in protection
You can protect app access with a PIN code or biometrics so other people on your device cannot open your financial data.
Bank integrations
Bank transaction import
Enable bank import and bring transactions into Kiso Money. It helps you track expenses faster, organize payments by category and manage your budget with less manual input.
Bank import
Account linking
Link an imported bank account to an account inside Kiso Money.
Bank import
Automatic transaction sync
New imported bank transactions appear in the app without manual entry.
Pricing
All features are included in the free plan
Every Kiso Money feature is available for free. A subscription removes the free plan’s usage and time limits and disables advertising.
What is available in both plans?
- Accounts, account groups, and currencies
- Expenses, income, and transfers
- Categories, subcategories, and plans
- Recurring and future payments
- Financial analytics
- Family budgeting
- Debt tracking
- Monobank transaction import
- PIN and biometric protection
Free plan
€0 no subscription
Every app feature is available for free. The list below shows only the free plan’s limits.
Free plan limits
- Up to 4 financial accounts
- Up to 15 categories
- Up to 50 transactions per month
- Analytics for a one-month period
Advertising is shown in the free plan.
Subscription
The same app features. A subscription does not unlock additional features—it removes limits and disables advertising.
What the subscription changes
- No limits on accounts, categories, or transactions
- Analytics for all available periods
- No advertising
Install the app to start free or activate a subscription:
The free plan provides access to every Kiso Money feature with the limits and advertising shown above. Subscription prices are approximate. Final price, currency, taxes, trial period, and payment terms are shown in Google Play or the App Store before you subscribe. Payment and cancellation are handled in the selected store.
FAQ
Answers to common questions
Is Kiso Money good for tracking expenses and income?
Yes. You can record expenses and income, organize transactions by category, and keep your budget in one place.
Are the features different in the free and paid plans?
No. Every Kiso Money feature is available in the free plan. Only the number of accounts, categories and transactions and the analytics period are limited, and advertising is shown. An active paid subscription removes these limits and disables advertising.
Can I manage a family budget in the app?
Yes. Kiso Money supports shared budgeting for household expenses, accounts, transfers, and overall family finance visibility.
Does Kiso Money support bank transaction import?
Yes. You can enable supported bank import and bring transactions into Kiso Money for faster tracking.
Is it suitable for personal finance tracking?
Yes. Kiso Money is built for everyday personal finance tracking: expenses, income, accounts, categories, and analytics.
Can I use Kiso Money as a household budget app?
Yes. It works well for household budgeting and recurring expense control.
Does the app work on iOS and Android?
Yes. Kiso Money is available for both iPhone and Android.
Can I track debts and transfers?
Yes. The app supports debts, loans, and transfers between accounts.
Why use Kiso Money instead of spreadsheets?
You can add transactions faster, keep accounts and categories structured, and get spending and income analytics without manual formulas.
Budget app for iOS and Android
Kiso Money is available for iPhone and Android. Install the app to track expenses, income and personal finances from your phone.
Open web appLearn more about Kiso Money features
Want to explore specific functions in more detail? Open focused pages about expenses, accounts, plans, analytics, family budget, and integrations.